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Trusted by Industry Leaders
Trusted by Industry Leaders
Why Choose Marlena?
Expertise You Can Rely On:
With 35 yrs in Title, Marlena brings extensive knowledge and experience, resolving title issues swiftly and accurately.
Unmatched Communication:
From uncovering hidden liens to ensuring document accuracy, Marlena handles every challenge with precision.
Dependable Problem-Solver:
Proactive and transparent, Marlena ensures all parties are informed and aligned throughout the process.
Quick Access & Title Resources
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FAQs
Frequently Asked Title Questions
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A preliminary title report outlines the current state of the title, including any liens, encumbrances, or other issues. Key sections include the legal description, property ownership, and recorded liens or easements. It’s essential to review these sections carefully to understand any potential challenges before closing.
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Title insurance protects both the buyer and lender from potential financial losses due to title defects such as liens, encumbrances, or ownership disputes that could arise after the purchase. It provides peace of mind by ensuring you have clear ownership of the property.
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The method of taking title depends on your situation and goals. Common options include sole ownership, joint tenancy, and community property. Each has different legal and tax implications, so it's advisable to consult with a real estate attorney or advisor to determine the best choice for you.
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Proposition 19 is a California law that changes property tax rules. It allows eligible homeowners (seniors, severely disabled, or victims of natural disasters) to transfer their current property tax base to a new home. It also affects the transfer of property between parents and children, potentially increasing property taxes on inherited properties not used as a primary residence.
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If a lien is found, it's crucial to address it promptly. Contact your title rep to understand the nature of the lien and work with the relevant parties to resolve it. Clearing the lien might involve paying off a debt or correcting a legal error to ensure the property can be sold or refinanced without issues.
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